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Thursday 14 December 2017  
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Home » Worship and Jurisprudence » Pilgrimage

He wants to perform Hajj, but he owes a Debt
Question:

I am a man who wants to fulfill the obligation of Hajj during this year. However, I borrowed some money from the bank and I repay it in monthly installments. The period of payment will not end until after six months from now. Is it obligatory upon me to perform Hajj and fulfill the obligation, while knowing that I borrowed some money before I thought about performing the obligation (of Hajj) and it was for another purpose?
Answer:

If you were able to come up with the provisions for Hajj while paying off debt in its time, it is obligatory upon you to perform Hajj due to the generality of Allaahs statement:

And Hajj (pilgrimage to Makkah) to the House (Ka'bah) is a duty that mankind owes to Allh, those who can afford the expenses (for one's conveyance, provision and residence) (Aali Imran 3:97)

If you were not able to come up with provisions for Hajj while paying off the debt, you are not obligated to perform the Hajj. This is due to this noble Verse and what has come with the same meaning from the Hadiths related from the Messenger of Allaah sallAllaahu `alayhi wa sallam.

Shaykh `Abdul-`Azeez Bin Baz
Fatawa Islamiyah, vol.4, p.62 DARUSSALAM
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